Free Checking makes financial well-being easier than ever.

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No minimum balance

No monthly fee

Early Pay1 – receive your direct deposit up to two days before your “official” payday

Over 30,000 surcharge-free ATMs2 nationwide

Online Banking, Mobile Banking, Bill Pay, Mobile Deposit and Mobile Pay

Debit card, text alerts, and card lock/unlock features in our Sound Mobile app

Overdraft Refund3 – we offer one overdraft refund every year

There's a bunch of reasons it's better than free.

COMPARE CHECKING ACCOUNTS

Sound membership with a savings account required. Anyone who lives or works in WA can join. See soundcu.com for details. Promotional rates, terms and fees advertised are available for a limited time and subject to change without notice. 
1Early Pay: You must have ACH Direct Deposit into a Sound Credit Union account to participate in Early Pay. Depending on your employer’s payroll procedures, it may not be possible to receive your payroll deposit early. Sound does not assume any liability for not depositing these funds to your account early. This offer is subject to change without notice. 
2Surcharge-free ATMs: Surcharge-free transactions are available for debit/ATM card holders of participating credit unions. Visit soundcu.com/branches to find a location near you. 
3Overdraft Refund: On request, every checking account can reverse one overdraft fee per calendar year. 

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Sound Credit Union

We have 26 full service branches to serve your banking needs. 

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Sound Credit Union

Questions? Give us a call:

800.562.8130
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Federally insured by NCUA.

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